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Why Choose Nyota Loans

Get timely loans directly to your M-Pesa. Enjoy flexible repayments with clear terms, designed for your life in Kenya

Swift & Seamless IconSwift & Seamless

Get your loan decision in minutes, not days.

We operate under the regulation of Kenyan financial authorities, using advanced encryption to keep your data and transactions protected.

Secure & Licensed IconSecure & Licensed

Your security is our priority.

We operate under the regulation of Kenyan financial authorities, using advanced encryption to keep your data and transactions protected.

Truly Mobile IconTruly Mobile

Manage your entire loan journey from your phone.

Apply for funds, check your balance, and make repayments anytime, anywhere - all through our user-friendly app.

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How to Apply for a Loan

1

Download the App

Get the Nyota Loans app from Google Play for a quick and secure start.

2

Submit Your Details

Provide your basic information through our encrypted verification system.

3

Submit for Approval

Send your loan application for our system's immediate assessment.

4

Withdraw & Build Credit

Withdraw your funds after approval - timely repayments will help improve your credit limit.

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What Our Customers Say

I was stuck with an unexpected medical bill, and Nyota Loans came through for me. The money arrived in my account just minutes after approval. This service truly understands urgent needs.

Wanjiru Mwangi

Nyeri

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No hidden charges or confusing fine print. Nyota explains everything clearly upfront, and their flexible repayment options make managing loans stress-free. Finally, a loan app I can trust completely.

Moses Musyoka

Machakos

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As a small vendor, I often need quick capital for restocking. Nyota has been incredibly reliable - the fast approval and direct fund access help me manage my business cash flow perfectly.

Sharon Achieng

Kisumu

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Having tried several loan apps, I can confidently say Nyota offers the smoothest experience. The simple application process and clear terms make it my preferred choice for quick financial solutions.

Kiprono Arap Tanui

Eldoret

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What impressed me most was their responsive customer service team. They patiently guided me through my first loan application and answered all my questions promptly. Truly professional service!

Achieng’ Oneko

Kisumu

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I've recommended Nyota to all my friends and colleagues. The app is user-friendly, the process is straightforward, and they deliver exactly what they promise. A truly dependable financial partner!

John Waweru

Kiambu North

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Download our Nyota Loans

Get an instant loan straight to your mobile money account

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